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Instant transfers (moving your Venmo balance to your bank account typically within a half hour), require an eligible debit card or bank account and carry a 1% fee (with a 25 cent minimum and a $10 maximum), according to the site. Transferring money from your Venmo balance to your bank account is free for a “standard transfer,” which takes one to three days, according to the company’s website. If that’s the case, you could face additional fees, an increased APR on the transaction and no grace period. And your card bank may classify sending money as a cash advance. If you link your Venmo account to a credit card, purchases are free, but there’s a 3% fee if you use the card to send money to an individual. There’s also no charge if you link your Venmo account to a bank account or debit card. 
There’s no charge for setting up a Venmo account and sending or receiving money from it. I f the account is empty or doesn’t hold enough to cover your purchase, Venmo will draw the total purchase amount from the bank account, debit card or credit card you’ve linked to your Venmo account. Money you send will be pulled from your Venmo account. The money will land in your Venmo balance. #VENMO FOR ANDROID RELEASE DATE CODE#
Or supply them with your Venmo scan code in person or via text, email or AirDrop (iOS only). Give your Venmo user name or the email or phone number associated with your Venmo account to the sender. You can also link your account to a bank account, debit card or credit card. #VENMO FOR ANDROID RELEASE DATE DOWNLOAD#
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